This is a revolving credit line of $10,000.00 with 24-month 0% financing gives you an opportunity to obtain a Credit card even if you have bad credit! 

No purchase of any merchandise is necessary to keep this line of credit!

YOUR APPROVAL IS GUARANTEED as long as you meet the below criteria:

Must be a US Citizen

Must be 18 years of age or older

Must have a valid Social Security number

Accounts are reported to all 3 credit bureaus (Experian, TransUnion, and Equifax) on a monthly basis.

This credit line has a onetime membership fee of $149.99 and an annual maintenance fee of $99.99 

MEMBERSHIP FEE: On the Effective Date of the Agreement, Borrower will be charged a one-time nonrefundable membership fee of $149.99 to initiate the account (“Membership Fee”).

ANNUAL FEE: A maintenance and service fee of $99.99 will be applied to your account each year beginning on the anniversary date of the Effective Date (“Annual Fee”). The Annual Fee shall be payable on each anniversary of the Effective Date until the Agreement is terminated. The annual fee will be auto-charged to the card on file.

This line of credit will not pull a hard or soft inquiry, but will Identify your identity through a secure system.

This line of credit reports your account open to all the 3 credit bureaus (Experian, Transunion and Equifax) on a monthly basis for as long as your yearly membership fee is paid.

You can cancel your yearly membership fee at any time.

At any time, you decide to cancel your membership, your account will be reported as closed.

If you do not pay your yearly membership payment on the due date your account will not be reported the following month, and will consider your account to be closed.

There are no refunds; unless the account is not reported for 90 days.

It will take between 15 to 45 days from the day you become a member, for this line of revolving credit to show up on your three credit bureaus reports.

You are not required to purchase any jewelry, just keep your Revolving credit line open.

VERY IMPORTANT: IF YOUR ACCOUNT IS DISPUTED FOR ANY REASON, YOUR REVOLVING CREDIT LINE WILL BE IMMEDIATELY CLOSED ON ALL THREE CREDIT BUREAUS AND THE BALANCE OWED WILL BE DUE IMMEDIATELY. IF THE BALANCE IS NOT PAID IN FULL, THE AMOUNT OWED CAN AND WILL BE REPORTED AS A CLOSED AND A CHARGED OFF ACCOUNT AFTER 180 DAYS.